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Does this replace our current health insurance?

No. These wellness and supplemental benefits stack on top of your existing health plans. You won't need to make any adjustments to current benefits you have in place.

Is this program IRS compliant?

Yes. The program is structured under IRS Sections 105, 125, and 213(d), as well as ACA mandates. It uses established pre-tax benefit mechanisms that have been reviewed for compliance.

How long does implementation take?

Our streamlined implementation process typically takes 30–45 days, with full automation to minimize disruption to your operations. Our team handles all aspects of setup and employee enrollment.

Is there any cost to the employer of employee?

No. The net savings from reduced FICA contributions fully cover the cost of the program. Employees receive benefits at $0 copay with no change to their take-home pay.

Helping businesses reduce payroll taxes while providing employees with comprehensive wellness benefits — at no additional cost.

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